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Swapay is a peer marketplace app for India where people can post or fulfill cash and card-related requests with others in their city.

Is Swapay available outside India?

Swapay is built for India-only use cases, city discovery, and local peer coordination.

How does verification work?

Users complete KYC and profile setup so others can see verification status before coordinating. Details are shown in-app on profiles and request flows.

Is there in-app chat?

Yes. Once you connect on a request, you can message in the app to coordinate timing, amount, and meeting details.

Where do I download Swapay?

Swapay is available on Google Play for Android. Use the link on this page or search for Swapay on the Play Store.

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Swapay

India’s peer cash & card marketplace.

India onlyPeer marketplaceIn-app chatAndroid

Swapay solves a real everyday problem in India: finding trusted help for cash or card needs when ATMs, UPI limits, or timing get in the way. Browse or post requests in your city, see distance-aware listings, chat with peers in-app, and manage active deals from one place. Profiles are backed by KYC so you know who you’re coordinating with — built for convenience without sacrificing trust.

At a glance

Post cash or card requests in minutes
Browse city-based listings with distance context
In-app messaging to coordinate safely
KYC-backed profiles for trust
Request lifecycle: open, active, completed, cancelled
Built for India’s real-world payment needs

How Swapay works

Need cash or help with a card payment? Post a request with amount and location. Others in your city can respond. Prefer to help? Browse open requests near you and start a conversation.

Create requests with clear amount and city
Feed ranked for relevance and proximity
Accept, chat, and mark requests complete in-app
Profile history so repeat coordination is easier

Trust & safety

Swapay is designed around verified identity and transparent profiles — so peer coordination feels closer to a marketplace than a random message board.

KYC status visible on profiles
Government ID verification flow
Report and moderation tooling for the community
Privacy policy and account deletion support

Built for Indian cities

Location-aware discovery, city pickers, and workflows tuned for how people actually move money day to day across India.

City-based discovery and filters
Distance labels without exposing raw coordinates in feeds
Mobile-first Android experience
Email verification and secure session handling

Why Swapay?

Purpose-built for India’s cash and card coordination use cases
Peer marketplace model — not another generic classifieds app
In-app chat keeps coordination in one place
Verification and profiles designed for trust

Get Swapay on Android

Download free from Google Play. Visit the website for privacy policy, support, and product updates.

Get it on Google Play Visit website

Android package: in.swapay.swapay

Frequently asked questions

What is Swapay?: Swapay is a peer marketplace app for India where people can post or fulfill cash and card-related requests with others in their city.
Is Swapay available outside India?: Swapay is built for India-only use cases, city discovery, and local peer coordination.
How does verification work?: Users complete KYC and profile setup so others can see verification status before coordinating. Details are shown in-app on profiles and request flows.
Is there in-app chat?: Yes. Once you connect on a request, you can message in the app to coordinate timing, amount, and meeting details.
Where do I download Swapay?: Swapay is available on Google Play for Android. Use the link on this page or search for Swapay on the Play Store.

Legal: Privacy Policy·Terms of Service

Built by Spoold Labs

Swapay is part of the Spoold Labs product family — smart, privacy-conscious software for real-world problems.

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