Spoold Labs
SaveMonei
The smart, private finance app with AI built in.
SaveMonei is a complete personal finance app for Android — not a stripped-down tracker. Manage every part of your money in one place: daily spending, multiple accounts, budgets, savings goals, recurring subscriptions, and loan payoff progress. A built-in document manager keeps IDs, policies, tax papers, and receipts organized on your device. Ask SaveMonei’s AI assistant natural-language questions, log transactions by voice or text, and get smart insights — all without uploading your financial ledger to the cloud for AI processing.
At a glance
- Full ledger: income, expenses, transfers & multi-account balances
- Budgets, goals, subscriptions & loan tracking in one app
- On-device AI assistant — ask, add, edit & navigate by chat
- Document vault for IDs, policies, tax files & receipts
- Dashboard insights, reports & smart month-over-month views
- Optional encrypted backup — your data, your control
AI Assistant — smart help, on your phone
SaveMonei’s assistant is built for real money workflows, not generic chat. It runs on-device using your local data and in-app help — so you can ask questions, log expenses, check balances, and jump to the right screen without sending your transaction history to a cloud AI.
- Natural language: “How much did I spend on food this month?”
- Quick actions: add income, expenses, budgets, goals & subscriptions
- Navigate the app, explain features, and surface finance guides
- Private by design — ledger data stays on your device
Document manager — your financial papers, organized
Keep the documents that matter next to your money. SaveMonei’s local document vault stores multi-page cards, PDFs, and photos — categorized for identity, bank accounts, credit cards, loans, insurance, tax, vehicle, property, and more.
- Scan or import receipts, policies, and statements
- Multi-page documents with search and favorites
- Link documents to transactions when you need context
- Stored on-device in your private vault
Everything you expect — and more
From day-to-day tracking to long-term planning, SaveMonei covers the full personal finance stack so you don’t need a patchwork of apps.
- Transactions with categories, notes, bookmarks & recurring rules
- Accounts & transfers across cash, bank, card & custom types
- Budgets with progress tracking and category limits
- Savings goals with contributions and target dates
- Subscription renewals, monthly totals & unused-service insights
- Loan balances, payments & payoff progress
- Reports & charts — spending trends, income vs expense, breakdowns
- Notification parsing to draft transactions from bank alerts (optional)
- Receipt capture with camera support
- Biometric app lock & optional Google Drive backup
Privacy you can trust
Your financial ledger lives in local SQLite on your phone. Sign-in and cloud profile are optional. The assistant answers from on-device data — not by uploading your history for third-party AI.
- No mandatory bank linking — manual control when you want it
- Transparent privacy policy and account deletion flow
- You choose backups, permissions, and what to enable
Why SaveMonei?
- One app for tracking, planning, documents, and AI — not five separate tools
- Designed for privacy: on-device ledger and on-device assistant
- Rich features rivals charge for: goals, loans, subs, reports & vault
- Fast, modern Android experience with dark mode support
Get SaveMonei on Android
Download free from Google Play. Visit the website for privacy policy, support, and product updates.
Android package: com.savemonei.app
Frequently asked questions
- Is SaveMonei free?
- SaveMonei offers core personal finance features you can use without a complicated paywall. Check Google Play for current pricing and any optional Pro features.
- Does the AI assistant send my transactions to the cloud?
- No. SaveMonei’s assistant is built to work from on-device data and help content. It does not upload your full transaction ledger for cloud AI processing.
- What is the document manager for?
- It’s a local vault for financial documents — IDs, insurance, tax papers, loan documents, receipts, and more. You can organize, search, and keep multi-page files next to your money data.
- Can I track subscriptions and loans?
- Yes. SaveMonei includes dedicated subscription tracking with renewal reminders and loan tracking with balance and payment progress — alongside budgets and savings goals.
- Do I need to connect my bank?
- No. You can track everything manually. Optional notification parsing can help draft transactions from alerts you allow — you stay in control of what gets confirmed.
- Is SaveMonei available on iOS?
- SaveMonei is available on Android today. Visit the website for updates on other platforms.
Related searches
savemonei · personal finance app android · expense tracker · budget app · money manager · subscription tracker · savings goals app · loan tracker
Built by Spoold Labs
SaveMonei is part of the Spoold Labs product family — smart, privacy-conscious software for real-world problems.
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